Objective & Mission

Objective & Mission

The WBSCARD Bank Ltd. has been providing loans mainly to Farm Sector, Non-Farm Sector, Rural Housing Sector under various purposes as well as Personal Loan for salary earners since inception listed below to the Ultimate Beneficiaries in West Bengal through 24 PCARDBs & 2 Branches of WBSCARDB.

The Bank has also initiated to create new avenues for augmenting scope of lending process as well as to make economic development in rural areas of West Bengal by way of constituting Farmers’ Clubs (FC), Self Help Groups (SHG), Joint Liability Group (JLG), Empowering Women development cell etc.

The WBSCARD Bank avails refinance facilities provided by the National Bank for Agriculture & Rural Development Bank in respect of term loans provided by them for the schemes of agriculture & rural development. They also secure short term accommodation from the State Government, Commercials Banks and The WB State Co-operative Bank Ltd.


  • Become an information Bank of newest emergence in technologies, policies and innovations influencing the cooperative credit structure.
  • Enable the client organizations in understanding the best of their business activities for their sustainable growth and development.
  • Provide objective consultancy to the client organizations according to their requirement.
  • Encourage coordination and harmony between the cooperative institutes of the state and the country.
  • Utilize the infrastructure of the institute for the benefit of cooperative system in coordination with all stakeholders.