The WBSCARD Bank Ltd

The West Bengal State Cooperative Agriculture & Rural Development Bank Ltd. (WBSCARDB Ltd.), Registration No. 1 of 1958. Registered on 07.01.1958 under Bengal Co-operative Societies Act, 1940. Apex Institution in the Long Term Co-operative Credit Sector of the State.

The Bank is engaged in providing Long Term and Medium Term Credit under Farm, Non-Farm and Housing Sector. It undertakes both on-lending and direct lending activities with Refinance facility available from NABARD.

The on-lending activities are being done through affiliated 24 Member PCARDBs apart from direct lending in Purulia, Darjeeling & Kalimpong District through its Branches.

Products & Services


Loans And Advances


Public Grievance Redressel


Empowerment of Woman

The purpose of Co-operative Bank is to take care of the economic interests of their members by way of co-operation. Its purpose is more social and less economic. If the Co-operative Bank empowers the women in the society, economically, the perception in the society about women is bound to change.

SCCY/Self Employment Scheme

Swarojgar Credit Card Yojona Scheme (SCCY) was introduced by NABARD in September 2003 for ensuring regular and hassle-free credit to the people of limited means.


SHG should be in active existence at least since the last 6 months as per the books of account of SHGs and not from the date of opening of S/B account. Persons already getting loans from any cooperative credit institution or from other sources will not be eligible to get loan for the same purpose as a group member.

Govt. aided Scheme